• A Division of CMG MORTGAGE Inc. NMLS #1820

FHA & USDA LOANS

Diversified Mortgage Group has a long history of helping homeowners with limited income, refinance their properties through FHA and USDA Financing.

The Federal Housing Administration and Department of Agriculture have created many options, including the rural development housing program, that allow Americans to achieve their goals.

Diversified Mortgage Group is an approved lender with both agencies. We offer great low rates, competitive fees and superior service which will help you realize your housing dreams without hassle.

All loan programs displayed on this website may not be available in every state.

2016 - Counties with Loan Limit Increases


FHA FIXED & ARMS

  • For homes in median to low-cost areas
  • Maximum loan amounts determined by FHA county limits
  • Fixed-rate: 15, 20, 25 and 30 year terms available
  • Adjustable-rate: 3/1 and 5/1 terms available
  • Up to 97.5% loan-to-value for rate and term and limited cash-out
  • Up to 85% loan-to-value for cash-out loans
  • Primary residences only

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FHA HIGH BALANCE FIXED

  • For homes in higher-cost areas
  • Maximum loan amounts determined by FHA county limits
  • Fixed-rate: 15, 20 and 30 year terms available
  • Up to 97.5% loan-to-value for rate and term and limited cash-out
  • Up to 85% loan-to-value for cash-out loans
  • Primary residence only

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FHA STREAMLINED REFINANCE

  • FHA loan to FHA loan refinance
  • No appraisal necessary for primary residences
  • Loan amounts up to county limits
  • Rate and term refinances only (no cash-out)
  • Fixed-rate: 15, 20, 25 and 30 year terms available
  • Primary residence, second homes and investment properties allowed

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USDA RURAL HOUSING

  • Rate and term refinance only (no cash-out)
  • Loan amounts up to county limits
  • Fixed-rate: 30 year term available
  • Primary residence only

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MORE REFINANCE LOAN PROGRAMS
Conventional Loans
FHA & USDA Loans
Jumbo Loan
All In One Loan
Home Affordable Refinance Program
Veterans & Active Military
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LOCATE A LOAN OFFICER

Diversified Mortgage Group has developed a team of highly qualified, professional, knowledgeable, and supportive Loan Officers completely dedicated to providing extraordinary service.

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REFINANCE CALCULATORS

Explore the possibilities using our mortgage calculators. Diversified Mortgage Group is dedicated to providing mortgage solutions to meet unique financial situations and goals.

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© 2016 Diversified Mortgage Group, All Rights Reserved. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #4150025. Equal Housing Lender. Offers of Credit subject to Credit Approval. Pleasanton Branch ID#508121. Fremont Branch ID#508123. To verify our state license, please log onto the following website: www.nmlsconsumeraccess.org. This website is not intended to serve as a business solicitation for residents in the following states: Massachusetts and New York.