Todd Brebner
Loan Officer Team Lead
| NMLS #240218
Branch NMLS #508121
(925) 998-1269
tbrebner@divmg.com
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Blog posted On October 24, 2024
Recently, growing numbers of homeowners have been taking advantage of their home equity. Due to home values soaring, many are starting to understand the importance of dipping into the equity they’ve built up over the years.
READ MOREBest Ways to Use Your Record-High Home Equity
Blog posted On September 22, 2022
Homeowners are gaining record amounts of wealth. According to a recent report by CoreLogic, Home equity has soared nearly 28% over the past year alone. That’s an average gain of $60,200 per homeowner. Now, the average homeowner now has $300,000 in home equity – an all-time high. What does this mean? How can you take advantage of the equity in your home?
READ MOREHome Equity and Financial Safety: Which Loan Programs Can Help You Prepare for Uncertainty?
Blog posted On July 14, 2022
Economists are watching the jobs market closely for hints of a slowdown. In times preceding economic slowdowns, the unemployment rate will typically increase, quits rate will fall, and job openings will decline. During times of uncertainty, Americans typically search for more financial safety and less risk – bonds increase, stocks fall, etc. There are several home loan options that can help increase your financial safety as well.
READ MOREBenefits of Taking Out a HELOC
Blog posted On February 03, 2022
Charging expenses to your credit card may seem easy, but it can cost you more in the long run. Credit card interest rates are typically much higher than mortgage rates and maxing out lines of credit can be bad for your credit score. A good alternative to using your credit card is getting a Home Equity Line of Credit, or HELOC.
READ MOREHow Home Equity Can Increase Your Financial Safety
Blog posted On December 16, 2021
While many home buyers dream of the day they can paint their own walls, have their own yard, and finally have a place to call home, they might be forgetting about the most beneficial perk of all. Home equity is one of the most valuable assets for many homeowners. Not only does it boost your net worth and increase your financial freedom, but it also can strengthen your financial safety net.
READ MOREHow to Make Large Purchases Without Using Your Credit Card
Blog posted On November 17, 2021
Credit cards are useful for quick payments and things like monthly bills. But they often have higher interest rates than personal loans, which can make paying them off harder. If you’re thinking about making a large purchase (home renovation, household appliance, holiday gift), then you might want to explore your other options.
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