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Flex HELOC: Harvest Your Home Equity This Fall

Blog posted On October 02, 2025

Who’s ready to tackle unexpected fall expenses? With our Flex HELOC, homeowners can turn their equity into cash in just 3 days! This autumn is a time of change in many ways: the leaves changing color, the warmer weather shifting into cooler temps, and potentially the perfect time to harvest your home equity.

What is a Home Equity Line of Credit (HELOC)?

A home equity line of credit (HELOC) is a revolving source of funds, similar to a credit card. However, it’s unlike a credit card in that a HELOC is linked to your home equity. This allows you to access the equity in your home whenever you need and pay off your balance over time. In some cases, having access to an open line of credit can be more useful than taking out a lump sum of cash.

Our Flex HELOC allows enhanced flexibility to the standard HELOC, built to move quickly and give homeowners even easier access to equity. You apply, get approved, and get up to $400,000 in as little as 3 days* — it takes less time for a sourdough starter to come alive!

Flex HELOC Benefits

  • Pay off high-interest debt
  • Cover home renovations
    • HVAC or furnace repairs before winter
    • Gutter cleaning or roof maintenance after snowstorms
  • Pay for car tune-ups after summer road trips
  • Take care of emergency medical or dental bills
  • Cash for investments

How Does It Work?

  • Apply in minutes to receive up to $400,000 equity in as little as 3 days*
  • Withdraw as much as 75% at closing and access the remaining 25% anytime over the next 5 years
  • Can be used with your primary residence, second home, or investment properties
  • Finance up to 80% CLTV

Don’t let your equity pile up with the leaves! You can put it to good use this autumn and cover unexpected home or personal expenses. With no waits and no fuss, you can potentially get approved and receive cash quickly to take care of those needed expenditures. Reach out now and we’ll walk you through the process quickly! Leap into your fall financial flexibility today.

Source: CMG Financial

*Your maximum loan amount may be lower than $400,000 and will ultimately depend on your home value and equity at the time of application. Three business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing.